Health Insurance is bad deal for many

Health Insurance is bad deal for many

Health Insurance is a bad deal for many people because of mainly one thing.

The fact that health insurance is a business that must make a profit or go
out of business.

They need to meet salaries, utilities and rent\lease and still make a profit
(after) paying out insured covered payments.

That means they must take in much more in premiums than they pay out for
what premiums cover.

Many times the insurance company will try to avoid paying at almost every
turn.

They do that just at the time when the sick or injured person doesn't need a
headache with their insurance company to add to their anxiety further.


The US has the best healthcare money can buy (if you have the money) and
insurance would do better to spell out what they cover in an understandable
way.

Maybe there should be separate insurance for separate conditions, like
infectious disease, broken bones, terminal disease, after all there is a
separate dental insurance so why not one for "skin insurance" or "liver,
heart or lung".


Happy shopping;
Jamffer