I dont have a $MILLION$ to spare on investments--->>>Affordable real estate Brazil--->>>WHERE & HOW

I dont have a $MILLION$ to spare on investments--->>>Affordable real estate Brazil--->>>WHERE & HOW










Don't you just hate it when a market takes off and you haven't
actually got in on time? It happened in Spain, Portugal and Dubai.
Now it's happening in Brazil because there has been so much hype,
advertising, coverage and that hype has been found to be based on
actual facts and fantastic fundamentals.A frenzied buying crowd is
pushing property prices right up before our very eyes.

So, can I still afford property in Brazil? The answer is yes, it is
still affordable for those of us who won't have a spare million to
throw into the pot any time soon ! And what's more, if you don't
actually want to be a part of the beautiful people with fat bank
accounts and who are buying all along the coast of Rio de
Janeiro,purchasing commercial buildings in Sao Paulo there are quite a
few other options. There are some locations that you can invest in
where the future tourism demand and industrial & office space will
come from those seeking the 'real' Brazil rather than a new pair of
breasts,yacht and golf clubs or perfect teeth.

Brazil is really about the climate, the landscape, natural resources,
the flora, the fauna and most of all about the people. It's about
tropical living, laid back relaxed lifestyles, soaking up the sun and
taking in the stunning environs in which you find yourself. And so,
if all this appeals to you - or you think it would appeal to your
future tenant demand...where should you be buying if you want affordable
yet attractive property in Brazil?

Now we are ready to get to the heart of the matter.....

The Northeast region of Brazil which the government has forgotten for
so long until the past few years. The friendly people, the steady
summer climate, the undeveloped areas, the cheaper prices of land,
construction and labor,no Acts of God such as hurricanes, tsunamis,
volcanoes errupting, earthquakes and tornadoes make this part of the
country the most attractive for any investor.

Since this area is still not fully developed this opens up the door
and unlocks many opportunties which we cannot see anywhere else on the
continent.

All investors are looking at Brazil and as far as the real estate
sector is concerned we just landed in the hotspot.

Condominiums of apartments and houses are springing up all along the
coast of these 6 states, developers are constructing many
sophisticated hotels, resorts, golf courses, marinas, airports and
office buildings.

Out of theses 6 states in opinion of the most of investors,
developers and property buyers State of Ceara and State of Rio Grande
do Norte are the most attractive with most infrastructure, government
support and many different options of investments. The land is priced
better than the rest of the country and the rate of investments is
higher besides the bottom line, return on investment (ROI), is
outperforming the rest.

Donald Trump, Samuel Zell, Bill Gates, Bill Clinton, Club Med, Ratan
Tata, Warren Buffet and Prince Al-Waleed are leading this trend. This
is a very strong signal that should not be ignored.

I am so excited about this BOOMING TREND that, from Chicago, i moved
to Fortaleza City. I have been living here for the past 5 years about
9-10 months out of the year. I can already notice significant changes,
large amounts of growth and many satisfied investors that have been
flocking here. The natives call it the foreign invasion because,
literally, in these 5 years the foreign population in the large
coastal cities of these states has come to about 8.5%.

If you do not have large amounts of cash, like the most of us, you
still may have options......As most of emerging countries do not have
financing options it might be a good idea to use your equity from your
existing properties. If thats not an option for you then you just
might want to consider investing in off-plan pre-constructing
properties with financing directly through the construction companies
at about 8-12% interest rates for the first 2-3 years (short term
investments are the recommended option) at approximately 10%-15%
downpayment and anywhere from U$D500-U$D1000 monthly payments. For mid-
term investments try considering that you will be paying lower monthly
payments and after 24-36 month periods (depending on the construction
schedule, your brokers negotiating skills and building companys
policy ) and 10%-15% annual interest with rates steadily dropping due
to dropping inflation index rates which affect these numbers. However,
the best part of this is that you will have a healthy 20% per annum
return on investment and comfortable flexibility to get out whenvever
you and the market are ready as an exit strategy.

Property tax per annum around here is an unbelievable maximum of 0,6%
per annum. Thats right your eyes are reading this correctly. I just
wrote zero point six percent ! All the transfer and closing fees
should not come out to more than 5% and any self-respecting broker
should not charge any additional fees for the closing unless you are
doing a very complex investment.

The best bets are to invest in the beach front, close to LARGE CITIES
with good access roads and close proximity to airports. Also, large
developements in the area usually are a good clue that you are heading
in the right direction.

Inside the cities I would recommend office space with small units but
large volume for rental purposes and a comfortable and an easy exit
strategy.

More and more folks are retiring in Northeast of Brazil as well for
the simple reason that the costs of living are much lower than the
rest of the country and much, much lower than the rest of the World !

Which in turn has created a good demand for properties for these
people as well as the huge natural resources have attracted quite a
few investments in farm land for sugar cane plantation as the ethanol
exportation has tripled in the last 5 years as well as sugar shortages
all over the world, reforestation for pollution credits, and enormous
number of other possibilities !

Brazil is self-suffcient in energy and is the worlds largest ethanol
exporter, inflation rate per annum is under 5% and the growth rate in
2007 was at 5.7%. The Brazilian stock exchange has shot through the
roof many times over throughout the last 3-4 years. Defintely an
unexplainable tourism potential which is commencing to be explored on
a more serious level.

The people are quickly becoming a very generous consumer.

This is a no brainer, blind-folded no miss choice.

Thank you for listening !
Martin Gajewski Jr.