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OT - Gas Tax Holiday
Re: OT - Gas Tax Holiday
Barbara, funny you should mention property taxes. I was looking
yesterday through financial papers on my Oakland home I sold back in
1980. The property tax that year was..stifle your gag reflex...$90.
Yup, that was for a home I bought for around $19,000 and sold for over
$55,000.
I bought this one much smaller Hansel and Gretel home for $69,400, and
my property tax for 2007-2008 was $1,365.66 on my home's new increased
value. It would have been higher except for the homeowners exemption
I applied for when I bought this property.
Since I didn't trust the greedy government politicians to keep their
hands off the mortgage interest deduction, I worked two jobs for years
to pay off my mortgage back in 1995. Do you ever wonder how long it
will be before that deduction goes the way of the credit card
deductions we used to have?
Judity
Barbara, funny you should mention property taxes. I was looking
yesterday through financial papers on my Oakland home I sold back in
1980. The property tax that year was..stifle your gag reflex...$90.
Yup, that was for a home I bought for around $19,000 and sold for over
$55,000.
I bought this one much smaller Hansel and Gretel home for $69,400, and
my property tax for 2007-2008 was $1,365.66 on my home's new increased
value. It would have been higher except for the homeowners exemption
I applied for when I bought this property.
Since I didn't trust the greedy government politicians to keep their
hands off the mortgage interest deduction, I worked two jobs for years
to pay off my mortgage back in 1995. Do you ever wonder how long it
will be before that deduction goes the way of the credit card
deductions we used to have?
Judity
Re: OT - Gas Tax Holiday
Jeannie wrote:
> Marsha <mas@xeb,net > wrote in news:fvthg2$tg4$1@news.datemas.de:
>>We can thank people like Obama for helping to create the current mortage
>>crisis through the "Community Reinvestment Act.", which forced banks to
>>make loans to people who were poor credit risks.
>
>
> I highly doubt that is the sole reason for the country's current mortgage
> crisis.
You might want to read that again, Jeannie. I said "helping" to create,
not "sole reason."
Marsha/Ohio
Jeannie wrote:
> Marsha <mas@xeb,net > wrote in news:fvthg2$tg4$1@news.datemas.de:
>>We can thank people like Obama for helping to create the current mortage
>>crisis through the "Community Reinvestment Act.", which forced banks to
>>make loans to people who were poor credit risks.
>
>
> I highly doubt that is the sole reason for the country's current mortgage
> crisis.
You might want to read that again, Jeannie. I said "helping" to create,
not "sole reason."
Marsha/Ohio
Re: OT - Gas Tax Holiday
Marsha <mas@xeb,net > wrote in news:g00biv$enb$1@news.datemas.de:
> You might want to read that again, Jeannie. I said "helping" to create,
> not "sole reason."
sole reason, helping to contribute, whatever you want to call it, I think
it's a long-shot blaming Obama for it. This has been a problem that's been
brewing for YEARS!!! Let's just hope that you aren't unfortunate enough to
lose your job and your medical insurance and have to have your property
foreclosed on and then...gasp....you might be really thankful he encouraged
lenders to give people another chanc.
Marsha <mas@xeb,net > wrote in news:g00biv$enb$1@news.datemas.de:
> You might want to read that again, Jeannie. I said "helping" to create,
> not "sole reason."
sole reason, helping to contribute, whatever you want to call it, I think
it's a long-shot blaming Obama for it. This has been a problem that's been
brewing for YEARS!!! Let's just hope that you aren't unfortunate enough to
lose your job and your medical insurance and have to have your property
foreclosed on and then...gasp....you might be really thankful he encouraged
lenders to give people another chanc.
Re: OT - Gas Tax Holiday
There are people here who are in foreclosure who are still working and still
have medical insurance. They got 1st mortgages, 2nd mortgages when the
"assessment value" went up, and some even have home equity loans as well.
There was a couple on tv who, on a combined income of $35,000 a year, were
given a 90% mortgage on a house costing $240,000. That doesn't make sense.
Some houses are now worth less than ownders paid for them and instead of
sticking it out and paying their debt, they're letting the houses go back to
the bank. There are a lot of reasons for losing one's house, but if one
buys what one can afford and saves for the future, the money would be there
when the job is gone.
When I was laid off from the hospital I transcribed at home and paid $616 a
month for my health insurance . . . just for me, no husband, no family was
on that policy. Both of us lost our jobs and both of us are terminally ill.
Our medications alone cost nearly $4,000 per year out of our pocket, and
there is nothing there that we can do without; no allergy meds, no
incontinence meds, no ED meds, no Botox, no nothin' except what it takes to
keep us alive.
We aren't special and we know it. If people with good jobs would buy only
what they can afford, there would be a lot fewer forclosures.
"Jeannie" <jwilson421@comcastspamkills,net > wrote in message
news:Xns9A9966B26E467jwilson421comcastnet@216.196.97.136...
This has been a problem that's been brewing for YEARS!!! Let's just hope
that you aren't unfortunate enough to
> lose your job and your medical insurance and have to have your property
> foreclosed on and then...gasp....you might be really thankful he
> encouraged
> lenders to give people another chanc.
There are people here who are in foreclosure who are still working and still
have medical insurance. They got 1st mortgages, 2nd mortgages when the
"assessment value" went up, and some even have home equity loans as well.
There was a couple on tv who, on a combined income of $35,000 a year, were
given a 90% mortgage on a house costing $240,000. That doesn't make sense.
Some houses are now worth less than ownders paid for them and instead of
sticking it out and paying their debt, they're letting the houses go back to
the bank. There are a lot of reasons for losing one's house, but if one
buys what one can afford and saves for the future, the money would be there
when the job is gone.
When I was laid off from the hospital I transcribed at home and paid $616 a
month for my health insurance . . . just for me, no husband, no family was
on that policy. Both of us lost our jobs and both of us are terminally ill.
Our medications alone cost nearly $4,000 per year out of our pocket, and
there is nothing there that we can do without; no allergy meds, no
incontinence meds, no ED meds, no Botox, no nothin' except what it takes to
keep us alive.
We aren't special and we know it. If people with good jobs would buy only
what they can afford, there would be a lot fewer forclosures.
"Jeannie" <jwilson421@comcastspamkills,net > wrote in message
news:Xns9A9966B26E467jwilson421comcastnet@216.196.97.136...
This has been a problem that's been brewing for YEARS!!! Let's just hope
that you aren't unfortunate enough to
> lose your job and your medical insurance and have to have your property
> foreclosed on and then...gasp....you might be really thankful he
> encouraged
> lenders to give people another chanc.
Re: OT - Gas Tax Holiday
"Phyllis Nilsson" <phyllisnilsson@buckeye-express,com > wrote in
news:7a2dnTfvIqnb8bnVnZ2dnUVZ_rjinZ2d@buckeye-express,com :
> There are a lot of reasons for losing one's house, but if one
> buys what one can afford and saves for the future, the money would be
> there when the job is gone.
Again...you are being very judgemental. How do you know that these people
in foreclosure didn't buy what they could afford and save for the future?
The future could be now for them, Phyllis. Like I said, karma sucks and
let's just hope that it doesn't come back around to bite those who are so
critical of others, assuming that they have have done better than the rest.
"Phyllis Nilsson" <phyllisnilsson@buckeye-express,com > wrote in
news:7a2dnTfvIqnb8bnVnZ2dnUVZ_rjinZ2d@buckeye-express,com :
> There are a lot of reasons for losing one's house, but if one
> buys what one can afford and saves for the future, the money would be
> there when the job is gone.
Again...you are being very judgemental. How do you know that these people
in foreclosure didn't buy what they could afford and save for the future?
The future could be now for them, Phyllis. Like I said, karma sucks and
let's just hope that it doesn't come back around to bite those who are so
critical of others, assuming that they have have done better than the rest.
Re: OT - Gas Tax Holiday
Jeannie,don't you ever get tired of fighting?
I am not being judgemental and I do not assume we have done better than the
rest. I have said we are not special in this. I do know that if you save
money you have it for the times when income is lean or non-existent. If you
don't save it, you don't have it for the hard times. I'm not passing
judgement on why the money wasn't saved or what it was spent on instead of
savings. I'm not criticizing anyone for not saving for the hard times. We
each make our decisions based on variants in our lives.
If karma sucks, you'll wind up throughout eternity without someone to fight
with, which will, undoubtedly, make you very unhappy.
"Jeannie" <jwilson421@comcastspamkills,net > wrote in message
news:Xns9A9A5BE72386Ejwilson421comcastnet@216.196.97.136...
> "Phyllis Nilsson" <phyllisnilsson@buckeye-express,com > wrote in
> news:7a2dnTfvIqnb8bnVnZ2dnUVZ_rjinZ2d@buckeye-express,com :
>
>> There are a lot of reasons for losing one's house, but if one
>> buys what one can afford and saves for the future, the money would be
>> there when the job is gone.
>
> Again...you are being very judgemental. How do you know that these people
> in foreclosure didn't buy what they could afford and save for the future?
> The future could be now for them, Phyllis. Like I said, karma sucks and
> let's just hope that it doesn't come back around to bite those who are so
> critical of others, assuming that they have have done better than the
> rest.
Jeannie,don't you ever get tired of fighting?
I am not being judgemental and I do not assume we have done better than the
rest. I have said we are not special in this. I do know that if you save
money you have it for the times when income is lean or non-existent. If you
don't save it, you don't have it for the hard times. I'm not passing
judgement on why the money wasn't saved or what it was spent on instead of
savings. I'm not criticizing anyone for not saving for the hard times. We
each make our decisions based on variants in our lives.
If karma sucks, you'll wind up throughout eternity without someone to fight
with, which will, undoubtedly, make you very unhappy.
"Jeannie" <jwilson421@comcastspamkills,net > wrote in message
news:Xns9A9A5BE72386Ejwilson421comcastnet@216.196.97.136...
> "Phyllis Nilsson" <phyllisnilsson@buckeye-express,com > wrote in
> news:7a2dnTfvIqnb8bnVnZ2dnUVZ_rjinZ2d@buckeye-express,com :
>
>> There are a lot of reasons for losing one's house, but if one
>> buys what one can afford and saves for the future, the money would be
>> there when the job is gone.
>
> Again...you are being very judgemental. How do you know that these people
> in foreclosure didn't buy what they could afford and save for the future?
> The future could be now for them, Phyllis. Like I said, karma sucks and
> let's just hope that it doesn't come back around to bite those who are so
> critical of others, assuming that they have have done better than the
> rest.
Re: OT - Gas Tax Holiday
"Phyllis Nilsson" <phyllisnilsson@buckeye-express,com > wrote in
news:w9adnXZXHK3FUbjVnZ2dnUVZ_rfinZ2d@buckeye-express,com :
> Jeannie,don't you ever get tired of fighting?
You always think someone is fighting when they are disagreeing with you or
whatnot. I am not fighting at all.
"Phyllis Nilsson" <phyllisnilsson@buckeye-express,com > wrote in
news:w9adnXZXHK3FUbjVnZ2dnUVZ_rfinZ2d@buckeye-express,com :
> Jeannie,don't you ever get tired of fighting?
You always think someone is fighting when they are disagreeing with you or
whatnot. I am not fighting at all.
Re: OT - Gas Tax Holiday
It sounds like some of this may be so much rumor, based on this article in
the LA Tiimes online:
"Elsewhere, media reports and Internet postings are rife with stories about
the trend and a supposed sea change in American attitudes toward debt. But
there's a major problem with all this talk about the phenomenon of solvent
homeowners "walking away": There doesn't appear to be any hard evidence that
it's actually happening.
When pressed for the number of borrowers who could afford their mortgage
payments, major banks and lender groups could not produce numbers figures.
Nor could the Mortgage Bankers Assn., the leading trade group for housing
lenders. Spokesman John Mechem said he believed that walkaways by homeowners
who could afford their payments were "becoming more prevalent." But he said
that was based on "anecdotes we're hearing from our members and what we're
reading in the newspapers."
Full article here:
http :// www .latimes,com /news/nationworld/nation/la-fi-walkaway11-2008may11,0,7636846.story
Anne
"Phyllis Nilsson" <phyllisnilsson@buckeye-express,com > wrote in message
news:7a2dnTfvIqnb8bnVnZ2dnUVZ_rjinZ2d@buckeye-express,com ...
>>
> Some houses are now worth less than ownders paid for them and instead of
> sticking it out and paying their debt, they're letting the houses go back
> to the bank. There are a lot of reasons for losing one's house, but if
> one buys what one can afford and saves for the future, the money would be
> there when the job is gone.
It sounds like some of this may be so much rumor, based on this article in
the LA Tiimes online:
"Elsewhere, media reports and Internet postings are rife with stories about
the trend and a supposed sea change in American attitudes toward debt. But
there's a major problem with all this talk about the phenomenon of solvent
homeowners "walking away": There doesn't appear to be any hard evidence that
it's actually happening.
When pressed for the number of borrowers who could afford their mortgage
payments, major banks and lender groups could not produce numbers figures.
Nor could the Mortgage Bankers Assn., the leading trade group for housing
lenders. Spokesman John Mechem said he believed that walkaways by homeowners
who could afford their payments were "becoming more prevalent." But he said
that was based on "anecdotes we're hearing from our members and what we're
reading in the newspapers."
Full article here:
http :// www .latimes,com /news/nationworld/nation/la-fi-walkaway11-2008may11,0,7636846.story
Anne
"Phyllis Nilsson" <phyllisnilsson@buckeye-express,com > wrote in message
news:7a2dnTfvIqnb8bnVnZ2dnUVZ_rjinZ2d@buckeye-express,com ...
>>
> Some houses are now worth less than ownders paid for them and instead of
> sticking it out and paying their debt, they're letting the houses go back
> to the bank. There are a lot of reasons for losing one's house, but if
> one buys what one can afford and saves for the future, the money would be
> there when the job is gone.
Re: OT - Gas Tax Holiday
http :// biz.yahoo,com /ap/080509/bank closed.html?.v=4
I wonder if this is the start of a trend, and if more will close due
to the mortgage crisis and excessive credit card debt. Just a
thought.
Judity
http :// biz.yahoo,com /ap/080509/bank closed.html?.v=4
I wonder if this is the start of a trend, and if more will close due
to the mortgage crisis and excessive credit card debt. Just a
thought.
Judity
Re: OT - Gas Tax Holiday
That's scary.
Anne
"Judity" <Judity01@aol,com > wrote in message
news:1b7dbbd2-f7f1-48b5-8699-ca98851d57f9@w5g2000prd.googlegroups,com ...
> http :// biz.yahoo,com /ap/080509/bank_closed.html?.v=4
>
> I wonder if this is the start of a trend, and if more will close due
> to the mortgage crisis and excessive credit card debt. Just a
> thought.
>
> Judity
That's scary.
Anne
"Judity" <Judity01@aol,com > wrote in message
news:1b7dbbd2-f7f1-48b5-8699-ca98851d57f9@w5g2000prd.googlegroups,com ...
> http :// biz.yahoo,com /ap/080509/bank_closed.html?.v=4
>
> I wonder if this is the start of a trend, and if more will close due
> to the mortgage crisis and excessive credit card debt. Just a
> thought.
>
> Judity
Re: OT - Gas Tax Holiday
Jeannie wrote:
> Marsha <mas@xeb,net > wrote in news:g00biv$enb$1@news.datemas.de:
>>You might want to read that again, Jeannie. I said "helping" to create,
>>not "sole reason."
>
>
> sole reason, helping to contribute, whatever you want to call it, I think
> it's a long-shot blaming Obama for it. This has been a problem that's been
> brewing for YEARS!!! Let's just hope that you aren't unfortunate enough to
> lose your job and your medical insurance and have to have your property
> foreclosed on and then...gasp....you might be really thankful he encouraged
> lenders to give people another chanc.
Yes, it's been brewing for years and Obama was part of the problem,
along with a whole slew of others. Please don't make it sound like I
have no sympathy for people who have lost their jobs, health insurance,
and/or property through no fault of their own. I'm only referring to
the biggest part of the problem, which lies with people who bought
property, when they weren't financially sound to begin with, because
banks were forced to give loans through the CRA. The link I posted in
reply to Neal gives a bit more detail.
Marsha/Ohio
Jeannie wrote:
> Marsha <mas@xeb,net > wrote in news:g00biv$enb$1@news.datemas.de:
>>You might want to read that again, Jeannie. I said "helping" to create,
>>not "sole reason."
>
>
> sole reason, helping to contribute, whatever you want to call it, I think
> it's a long-shot blaming Obama for it. This has been a problem that's been
> brewing for YEARS!!! Let's just hope that you aren't unfortunate enough to
> lose your job and your medical insurance and have to have your property
> foreclosed on and then...gasp....you might be really thankful he encouraged
> lenders to give people another chanc.
Yes, it's been brewing for years and Obama was part of the problem,
along with a whole slew of others. Please don't make it sound like I
have no sympathy for people who have lost their jobs, health insurance,
and/or property through no fault of their own. I'm only referring to
the biggest part of the problem, which lies with people who bought
property, when they weren't financially sound to begin with, because
banks were forced to give loans through the CRA. The link I posted in
reply to Neal gives a bit more detail.
Marsha/Ohio
Re: OT - Gas Tax Holiday
Sure, it sounds nice, but it won't do a damn thing. First, the oil
companies will see that people are willing to buy gas at the current
price so they'll just keep it there. Secondly, that gas tax money goes
to fund freeways, roads, bridges, etc. No money comes in, no work gets
done, many people find themselves out of work. Not a good thing at all.
Also, I just calculated how much I'd "save" without the gas tax. Comes
to a rip-roaring $2.11 per tank. Now figure I'll need about 14 tanks to
get through the summer, and you have a whopping $29.54, not even enough
for one fill-up.
The Other Kim
kimmeratsoylentgreenfielddotcom
"Judity" <Judity01@aol,com > wrote in message
news:5a766012-f7c6-42bf-a2a3-3793bc9aea8f@j33g2000pri.googlegroups,com ...
> If I understand what Senators Clinton and McCain are saying, they want
> to have the gas tax stopped during the summer months. It would start
> on Memorial Day, May 26, through Labor Day, September 1. Remember,
> Memorial Day is only a couple weeks away. Nice idea, right?
>
> Am I wrong in thinking this would have to be approved by Congress and
> President Bush? Putting aside the latter, when has Congress ever
> moved that quickly?
>
> Have any of you seen the Comcast TV turtles commercials?
> http :// www .youtube,com /watch?v=WLs7DSxsLog
> If you've ever watched C-Span or C-Span2, you know Congress, both the
> House and Senate, moves about as fast as Bill Slowsky does.
>
> Judity
Sure, it sounds nice, but it won't do a damn thing. First, the oil
companies will see that people are willing to buy gas at the current
price so they'll just keep it there. Secondly, that gas tax money goes
to fund freeways, roads, bridges, etc. No money comes in, no work gets
done, many people find themselves out of work. Not a good thing at all.
Also, I just calculated how much I'd "save" without the gas tax. Comes
to a rip-roaring $2.11 per tank. Now figure I'll need about 14 tanks to
get through the summer, and you have a whopping $29.54, not even enough
for one fill-up.
The Other Kim
kimmeratsoylentgreenfielddotcom
"Judity" <Judity01@aol,com > wrote in message
news:5a766012-f7c6-42bf-a2a3-3793bc9aea8f@j33g2000pri.googlegroups,com ...
> If I understand what Senators Clinton and McCain are saying, they want
> to have the gas tax stopped during the summer months. It would start
> on Memorial Day, May 26, through Labor Day, September 1. Remember,
> Memorial Day is only a couple weeks away. Nice idea, right?
>
> Am I wrong in thinking this would have to be approved by Congress and
> President Bush? Putting aside the latter, when has Congress ever
> moved that quickly?
>
> Have any of you seen the Comcast TV turtles commercials?
> http :// www .youtube,com /watch?v=WLs7DSxsLog
> If you've ever watched C-Span or C-Span2, you know Congress, both the
> House and Senate, moves about as fast as Bill Slowsky does.
>
> Judity
Re: OT - Gas Tax Holiday
Kim, I don't keep track of my gas, just every few weeks put in $20
dollars' worth. If that gas tax holiday had not been just a simple
way to get more votes, I probably would have saved only a couple
dollars, if that.
Being a bit of a news junkie, I've been watching off and on the
various news people discussing the ongoing Clinton campaign. A great
movie title comes to mind. Oops, sorry! There already is a movie
called that, "The Neverending Story."
Yes, Anne, my tongue is firmly tucked in my left cheek at this point.
(grinning)
Judity
Kim, I don't keep track of my gas, just every few weeks put in $20
dollars' worth. If that gas tax holiday had not been just a simple
way to get more votes, I probably would have saved only a couple
dollars, if that.
Being a bit of a news junkie, I've been watching off and on the
various news people discussing the ongoing Clinton campaign. A great
movie title comes to mind. Oops, sorry! There already is a movie
called that, "The Neverending Story."
Yes, Anne, my tongue is firmly tucked in my left cheek at this point.
(grinning)
Judity
